A trial period may show that the borrower can afford the new monthly amount. By signing the following, the lender and borrower agree to the terms of this Leniency Agreement in addition to the existing loan agreement. To do this, they must contact their lender or mortgage services company and ask for an leniency agreement. If a person does not know which company is using their mortgage, they can find out by searching the Mortgage Electronic Registration System (MERS) website. This forbearance agreement, established on [Agreement.CreatedDate], is entered into by and between [Sender.Company], the lender and [Client.Name], the borrower. The first important provision of the law prohibits the lender or mortgage service provider from it before at least the 30.